Online access to your xCoin wallet
Banking you sign into. Money only you can move.
Sign in with Google, unlock with Face ID, and manage your XID like a bank account: balances, transfers, payees and statements. Your keys stay on your device. CernBank can't move, freeze or see your money.
Sign in or open an account
One step. New customers bring an existing wallet: a .mmm file or a seed.
Signing in proves who you are. It is not the key to your money: your wallet stays locked until you unlock it with Face ID, Touch ID or your PIN, on your device.
Your keys, your device
Your wallet is encrypted in your browser before anything is saved. CernBank stores a locked copy it can't open.
Post-quantum from the start
Every transfer is signed with ML-DSA-65, the post-quantum standard xCoin is built on, right on your device.
A bank's routine, not a bank's control
Balances, payees, transfers, statements and a security center, with no power to freeze, reverse or hold your funds.